Coinbase Pricing & Fees Disclosures

Nov 08, 2017

Virtual Currency Transfer Fees

In general, Coinbase does not charge a fee to use our Hosted Digital Currency Wallet service. Transfers of virtual currency to an address off the Coinbase platform may incur network transaction fees, such as bitcoin miner’s fees, which Coinbase may pass through to you. Any such transfer fees will be disclosed to you at the time of the transaction.
 

Exchange Rate

Your exchange rate for buying or selling digital currency through our Conversion Service is calculated as the market rate of the digital currency on Coinbase’s GDAX platform, plus a spread between 25 to 100  basis points determined by the size of your transaction, market volatility and length of time using Coinbase ("Exchange Rate"). In rare circumstances, the market rate from GDAX may not be available due to outages or scheduled maintenance. In order to provide you with uninterrupted services at such time, we may derive market pricing data from unaffiliated digital currency exchanges. Exchange rates quoted in these circumstances are subject to spread exceeding 100 basis points. The final exchange rate will be quoted to you before you complete your transaction.
 

Conversion Fees

We charge fees (“Conversion Fees”) to use the Conversion Service, which vary based on your location, payment method, and other circumstances. In some cases we may charge an additional fee on transfers to and from your bank account.  

We will always notify you of Conversion Fees and any other service fees that apply to each  transaction in the aggregate, in two instances: (1) immediately before you confirm each transaction and (2) in the receipt we issue to you immediately after each transaction has processed. Unless otherwise disclosed to you at the time of your transaction, the Conversion Fees you pay is calculated by one of two methods:
 

Method 1:

The greater of:

(a) Minimum fee — a flat fee that applies to conversion transactions under $200, and which is disclosed before you execute the transaction.

(b) Percentage fee — a variable fee determined by region and payment type, calculated as follows:
 

Australia

Credit / Debit Card Buys
3.99% 
 

Canada

Credit / Debit Card Buys
3.99%
 

Europe

Standard Buy / Sell Credit / Debit Card Buys Bank transfers (SEPA)  - in / out*
1.49% 3.99% Free / €0.15
 

Singapore

Buy / Sell Credit / Debit Card Buys
1.49% 3.99%
 

UK

Standard Buy / Sell Credit / Debit Card Buys Bank wires - in / out * Bank transfers (SEPA) - in / out *
1.49% 3.99% N / A Free / €0.15
 

USA

Base rate of 4% for all transactions**

Payment Method for Purchase Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
Credit/Debit Card 3.99%
 
Payout Method for Sale Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
PayPal 3.99%
 
USD Deposit Method Fee
ACH Transfer Free
Wire Transfer $10 ($25 outgoing)
 

* Note - In some cases your bank may charge additional fees for transfers between your bank account and your Coinbase account.

** The base rate for all Purchase and Sale transactions in the U.S. is 4%. Coinbase waives a portion of the Conversion Fee depending on the payment method you use. The effective rate of the Conversion Fee disclosed here is calculated as the base rate, net of fee waivers. The base rate does not apply to U.S. Dollar deposits and withdrawals.

 

Method 2:

Percentage fee - 1% variable fee based on the amount of your transaction but subject to a minimum fee of $1.00 and a maximum fee of $50 (“Variable Fee”) and, depending on the region and payment type identified below, a fixed rate percentage of 2.49% ("fixed fee").

 

Australia  

Credit / Debit Card Buys

Variable Fee and Fixed Fee


 

Canada

Credit / Debit Card Buys

Variable Fee and Fixed Fee

 

Europe

Standard Buy / Sell

Credit / Debit Card Buys

Bank transfers (SEPA)  - in / out*

Variable Fee

Variable Fee and Fixed Fee

Free / €0.15

 

Singapore

Buy / Sell

Credit / Debit Card Buys

Variable Fee

Variable Fee and Fixed Fee

 

UK

Standard Buy / Sell

Credit / Debit Card Buys

Bank wires - in / out *

Bank transfers (SEPA) - in / out *

Variable Fee

Variable Fee and Fixed Fee

N / A

Free / €0.15

 

USA

Base rate for all transactions is described in Method 2 Percentage fee above**

Payment Method for Purchase

Effective Rate of Conversion Fee (after waiver)

U.S. Bank Account

Variable Fee

Coinbase USD Wallet

Variable Fee

Credit/Debit Card

Variable Fee and Fixed Fee

 

Payout Method for Sale

Effective Rate of Conversion Fee (after waiver)

U.S. Bank Account

Variable Fee

Coinbase USD Wallet

Variable Fee

PayPal

Fixed Fee

 

USD Deposit Method

Fee

ACH Transfer

Free

Wire Transfer

$10 ($25 outgoing)

 

* Note - In some cases your bank may charge additional fees for transfers between your bank account and your Coinbase account.

** The base rate for all Purchase and Sale transactions in the U.S. is described in "Method 2 Payment fees." Coinbase waives a portion of the Conversion Fee depending on the payment method you use. The effective rate of the Conversion Fee disclosed here is calculated as the base rate, net of fee waivers. The base rate does not apply to U.S. Dollar deposits and withdrawals.

 

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