Coinbase generally makes the digital currency you purchase or local currency deposit available in your account as soon as we receive payment. Since Coinbase partners with various payment service providers in different geographic regions, the timing will vary according to your location and payment method.
For US customers, Coinbase uses the ACH bank transfer system for payments with your bank account. The ACH bank transfer system typically takes 3-5 business days* to complete after initiating a purchase. Once Coinbase receives the payment and the transaction shows as completed in the History page, digital currency is made available in your account.
When making a purchase with your debit card or USD wallet, the digital currency will be available in your account instantly
Since your local currency is stored within your Coinbase account, all Standard buys and sells occur instantly. For more information on the timing of deposits and withdrawals, please see: How long do international deposits and withdrawals take?
For Canadian Customers, purchases made using cards are available instantly. For more information, please see: Payment Methods for Canadian Customers.
For Singapore Customers, deposits via our payment provider only take a couple of minutes to complete. For more information, please see: Payment Methods for Singapore Customers.
You can buy digital currency instantly using a debit card. Additionally, you may purchase digital currency using funds held in your Coinbase USD Wallet. Any of these methods allows you to wait seconds instead of days to receive your digital currency.
*'Business days' are Monday to Friday. Holidays and weekends are not counted as business days. When you place an order in the evening the ACH transfer is not started until the following business day. Your transaction details will always show the expected completion date of your order taking all these factors into account.