There are several types of payment methods that you can link to your Coinbase account:
|Bank Account (ACH)||Large and small investments||✔||✔||✔||✔||4-5 business days|
|Debit Card||Small investments||✔||✘||✘||✘||Instant|
|Wire Transfer||Large investments||✘||✘||✔||✔||1-3 business days|
Please note: Coinbase currently does not accept physical checks nor bill pay as a payment method to purchase cryptocurrency or to deposit funds into a user’s fiat wallet. Checks will be returned to sender upon receipt via mail, provided a mailing address is present.
Most banks can be linked instantly and securely by providing your online banking username and password when requested. Additional security questions (as well as a PIN) may be required as well depending on your bank's security procedures.
To link your bank account:
Alternatively, you may manually link your bank account using our deposit verification process.
To manually link your bank account:
The deposit verification procedure will initiate two small test deposits to your account. Only enter "cent" portion of the amounts. For example if the amounts on your bank statement are $1.10 and $1.20, enter:
Once the deposits have reached your account (generally in 2-3 business days), you can verify the amounts by clicking on the 'verify' button for your bank account on the Linked Accounts page.
Once done, you can initiate your first buy. You can also use your linked bank account to receive proceeds from Sell orders or withdrawals from your USD Wallet.
For more information on how to use a bank account as a payment method, please visit our help page.
Visa and MasterCard debit cards can be used to buy using Coinbase. We're unable to support prepaid cards or other cards without an associated billing address.
In most cases, photo ID verification is required before adding a card.
From the 'Link a New Account' dialog:
You can now make a purchase by selecting your card on the payment methods menu on the Buy page. Please note that it is not possible to sell digital currency and have the proceeds deposited to a card.
Note: Coinbase no longer supports linking new credit cards and some card issuers are blocking digital currency purchases with existing credit cards. If you have a credit card linked already, your bank may charge additional fees for Coinbase credit card purchases. We encourage affected customers to switch to a debit card or linked bank account instead.
Coinbase can only accept wires if:
Wire withdrawals are available for amounts of $25,000 or more. Once you complete the verification steps to activate a USD Wallet and verify your wire withdrawal information, you can withdraw funds from your USD Wallet via bank wire.
To verify your wire withdrawal information, follow this link and click "+Add Wire Withdrawal Information". Follow the prompts to enter the wire details provided by your bank and your bank will be added successfully.
Once your wire information has been added, to withdraw via bank wire:
Wired funds will typically appear in your account within 2-3 business days.