Coinbase Pricing & Fees Disclosures

Jun 30, 2017

Virtual Currency Transfer Fees

In general, Coinbase does not charge a fee to use our Hosted Digital Currency Wallet service. Transfers of virtual currency to an address off the Coinbase platform may incur network transaction fees, such as bitcoin miner’s fees, which Coinbase may pass through to you. Any such transfer fees will be disclosed to you at the time of the transaction.

Conversion Fees & Rate

Your exchange rate for buying or selling digital currency through our Conversion Service is calculated as the market rate of the digital currency on Coinbase’s GDAX platform, plus a spread of up to 50 basis points. In rare circumstances, the market rate from GDAX may not be available due to outages or scheduled maintenance. In order to provide you with uninterrupted services at such time, we may derive market pricing data from unaffiliated digital currency exchanges. Rates quoted in these circumstances are subject to spread exceeding 50 basis points. The final rate will be quoted to you before you complete your transaction.
We charge fees (“Conversion Fees”) to use the Conversion Service, which vary based on your location, payment method, and other circumstances. In some cases we may charge an additional fee on transfers to and from your bank account. We will always notify you of Conversion Fees and any other service fees that apply to your transaction, both at the time of the transaction and in each receipt we issue to you. Unless otherwise disclosed to you at the time of your transaction, the conversion fee you pay is calculated as the greater of:

(a) Minimum fee — a flat fee that applies to conversion transactions under $200, and which is disclosed before you execute the transaction.

(b) Percentage fee — varies by region and payment type, as follows:



Credit / Debit Card Buys


Credit / Debit Card Buys


Standard Buy / Sell Credit / Debit Card Buys Bank transfers (SEPA)  - in / out*
1.49% 3.99% Free / €0.15


Buy / Sell Credit / Debit Card Buys
1.49% 3.99%


Standard Buy / Sell Credit / Debit Card Buys Bank wires - in / out * Bank transfers (SEPA) - in / out *
1.49% 3.99% N / A Free / €0.15


Base rate of 4% for all transactions**

Payment Method for Purchase Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
Credit/Debit Card 3.99%
Payout Method for Sale Effective Rate of Conversion Fee (after waiver)
U.S. Bank Account 1.49%, with a $0.15 minimum
Coinbase USD Wallet 1.49%
PayPal 3.99%
USD Deposit Method Fee
ACH Transfer Free
Wire Transfer $10 ($25 outgoing)

* Note - In some cases your bank may charge additional fees for transfers between your bank account and your Coinbase account.

** The base rate for all Purchase and Sale transactions in the U.S. is 4%. Coinbase waives a portion of the Conversion Fee depending on the payment method you use. The effective rate of the Conversion Fee disclosed here is calculated as the base rate, net of fee waivers. The base rate does not apply to U.S. Dollar deposits and withdrawals.

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